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Health Plans, Life Insurance y Final Expense


We offer most of the medical plans available in Puerto Rico for Municipalities, Businesses and Individuals.  We also offer different alternatives in life insurance since we are convinced that they are a crucial step in planning your future and the future of your loved ones.  Life insurance offers you peace of mind knowing that if you were missing, your loved ones will be protected.  But if it's time for you to leave, let's hope you have your final arrangements pre-insured.

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Medical Coverage to Municipalities, Associations and Businesses

Contracted companies:

  • Triple S

  • MCS

  • First Medical

  • Humana

  • Hospital Menonita

  • Plan de Socios de Auxilio Mutuo​


We have an innovative program for companies with groups of more than 300 employees where with the contribution offered by the employer, we offer an online platform giving alternatives to the employee to choose between:  Example: 3 First Medical covers, 3 MCS covers and 3 Triple-S covers.   Each employee selects their coverage with the insurance company of their choice and with the available budget.  With this program the employer leaves it to the employee's discretion how to use their contribution and avoids future claims.

Life Insurance
  • Term Life Insurance offers life insurance protection for a specified period of time. Term Life is sometimes convertible to permanent coverage, which gives you flexibility as your needs change.

  • Whole life insurance is a form of permanent life insurance that remains in effect for your entire life, the premiums provided are paid as specified in the policy.

  • Index Life Insurance is a form of permanent life insurance that is characterized by flexible premiums, offers principal guarantees, the savings element, premiums and death benefits can be revised and modified as the insured's circumstances change.

Funeral or Final Expense


Funeral Plans and much more;  Our coverage offers:


  • No medical examination is required in some cases

  • Your premium will NEVER increase

  • Guaranteed Lifetime protection

  • Issuance up to age 85 and up to $50K of insurance

  • Can be settled in 10 years and still be insured for life

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